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Hotel Insurance Program Coverages
Our coverage package has been specifically designed to provide hotel/motel owners the coverages needed to protect their investment and operation. All coverages are available as a package or individually. We provide a full range of coverages for your clients, providing a one-stop shopping source.
Carriers are rated A:XV (Excellent) by AM Best and A+ (Strong) or better by Standard & Poor’s.
Property Coverages
- No coinsurance on property or business income
- Personal property of others included in limit
- Building glass included
- Lost key coverage
- Building ordinance included
- Guest evacuation and relocation coverage
- Property enhancements
General Liability
- Per location aggregate
- Liquor liability available
- Employee benefits liability available
- Hired and non-owned auto coverage available
Umbrella
- Up to $50,000,000 limits available
Equipment Breakdown
- $25,000,000 limit
- Business income, extra expense and service interruption included
- $2,500,000 demolition and increased cost of construction coverage
Crime
- Employee dishonesty limits up to $500,000
- Forgery limits up to $500,000
- Innkeepers liability available
- Safe deposit box liability available
Workers’ Compensation
- Coverage available for full-service hotels only
- Deductible plans available
- Large deductible or SIR plans available
- Multi-state locations acceptable
 
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